Back to school days are approaching! You’re probably excited to get your family back onto a routine and for a quiet cup of coffee alone in the morning again.
However, back to school shopping can be a dreaded task that feels overwhelming for many parents. Luckily, there are options available where you can buy now and pay later and I am going to tell you exactly what these apps are. The apps I am about to tell you about split payments into 4, making your first payment at the time of purchase and the others every two weeks till paid in full.
The apps I am talking about are Sezzle, AfterPay, Klarna, and QuadPay. Klarna and QuadPay can be used anywhere. Yep, you heard that right, anywhere.
While I like the idea of anywhere, when I used Klarna it wouldn’t allow me to open another purchase which was odd as I only had one purchase made for $43 on the app. I know others who haven’t had any issues when using the Klarna app. I have heard of some people signing up for this app and it wouldn’t allow them to use it at all. Personally, I would use this app last just because of the experience I had and others have had with the app.
Sezzle is amazing, this app I use most often. Merchants such as Etnies Shoes, Sparkle in Pink, Little Lilac, and many more accept Sezzle. This app is only accepted at certain merchants, and you can find a list of those merchants here.
AfterPay is just like Sezzle, an amazing app but only available at certain retailers. AfterPay can be used at retailers such as Sketchers, Freshly Picked, June & January, and many other wonderful stores for children and adults! You can see the list of retailers for AfterPay here.
QuadPay is an app like Klarna where you can use it anywhere. You have to sign up to be on their waiting list to be approved to spend anywhere, but I have been able to use that app anywhere with no issues like I had with the Klarna app. I did, however, have to be on the waiting list for 2 months before I was approved for a $300 credit limit to use anywhere with the app. QuadPay is also accepted at different retailers that anyone can use and you don’t need to sign up for the wait list. You can find a list of the QuadPay retailers here.
How it works: your order is split into 4 installments paid over 6 weeks. Your linked payment card will be charged in 4 installments over 6 weeks. This is an easy way to shop and get more without having to pay in full up front. It’s almost like layaway but the items ship immediately!
Organize your child’s closet.
By taking inventory of your child’s closet before shopping, you can learn what they need for the upcoming school year. Once you have a better idea of what you’re needing for the upcoming school year, it’s time to browse! You can look at the retailers available on the apps listed above to see if any of the stores they offer will be useful for you! Grab your laptop or phone and take to the internet to see what the best deals are out there. Right now, several places are having their back to school sales and tax free weekends are among us in several different states. Take advantage of this while you can! You may even consider putting together a few different ideas for outfits for your child before deciding where you will be shopping for your back-to-school shopping. Planning outfits beforehand allows you to get more in touch with how many outfits your child has for the school year. Also, it will further enable you to make a note of the essential items he or she needs.
Lose the things not being used.
While you’re looking through your child’s closet, take the time to throw out any pieces that don’t fit or have irreparable damage or stains. If they are still in good used condition take them down to your local goodwill or post them for sale on Mercari. If there are pieces in your child’s wardrobe that he or she hasn’t worn in the past year or so, you can also donate or sell those to clear out room for the new! By getting rid of items that you know they won’t wear in the new school year, you’ll have a better understanding of what you’re working with and what needs to be bought.
Get ready for school days
Getting yourself and your family into a routine when school begins can save strife and disorganization. Check out Pinterest for tips and tricks for getting a good routine on track, including meal prepping and outfit organization. In addition to DIY school supply crafts, you can also learn more about the essential back-to-school shopping list for clothes and how to utilize this list to ensure you’re ready for the first day of school.
Don’t let the first day of the new school year stress you out, take a breath, and start off the school year organized and ready to go to ensure smoother mornings for yourself and your child. Get organized and start shopping today!
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